According to TechCentral, the future growth of South Africa's mobile market is expected to shift focus from connecting people to connecting machines. Pambos Soteriades emphasizes that mobile virtual network operators (MVNOs) must adapt to this change to remain competitive in the evolving landscape.

The African fintech industry is transitioning from short-term consumer lending to financing small businesses, driven by increasing regulatory scrutiny and government initiatives aimed at promoting credit in productive sectors. Analysts suggest that this trend will enhance access to finance for Micro, Small and Medium Enterprises (MSMEs), reflecting a significant shift in lending practices within the sector, according to Daily Trust.

Mogo, a prominent asset financier in East Africa, has reported financing over 500,000 smartphones in the region within 14 months, indicating a significant demand for affordable digital credit and flexible payment options. Notably, Uganda accounts for more than half of these financed smartphones during the same timeframe.

Kenya's mobile money sector experienced significant growth in the third quarter of the 2025/26 financial year, with subscriptions increasing from 51.4 million to 53.4 million between January and March 2026, according to the Communications Authority of Kenya. This represents a quarterly growth rate of 3.9%, amounting to approximately two million new subscriptions.

Vodacom's FY2026 integrated report highlights the evolution of its My OneApp, which aims to create a super app ecosystem in Kenya. This development follows the success of Safaricom's M-PESA, which has transformed mobile money services from basic transfers to a comprehensive economic platform. My OneApp is set to incorporate 221 mini apps and has already attracted 9.4 million users, marking a significant shift in mobile financial services.

Paymentology has facilitated the launch of Africa's first mobile-money Tap-to-Pay feature in collaboration with Vodacom Tanzania Plc and M-Pesa Africa. This initiative aims to enhance mobile payment options across the continent.