Kenya's insurance industry is increasingly turning to artificial intelligence to enhance efficiency, minimize losses, and broaden coverage in a market with low uptake. This trend was highlighted at the InsurTech Forum Nairobi 2026, where industry executives and technology leaders discussed the future of transformation in the sector.

Kenya's smartphone financing market is transforming the delivery of insurance products to consumers, particularly benefiting low and middle-income households that have traditionally faced barriers due to high premiums and limited awareness. Digital phone financing providers are now incorporating life and medical insurance into device repayment plans, thereby expanding access to these essential services, according to Sharp Daily.

Jubilee Health Insurance is introducing an instalment payment model in Nairobi to make health insurance more accessible to uninsured Kenyans. The company believes that the payment structure, rather than the overall cost, is a significant barrier for many individuals seeking health coverage. This initiative aims to help those who desire insurance but find it difficult to pay upfront costs.

The Kenya Times reports on the recent leadership change at the Nairobi Securities Exchange (NSE) following the exit of Chairman Kittony, with Tom Mulwa set to take over. Additionally, the article discusses why Kenyans have not yet seen benefits from the decline in global oil prices, as highlighted by the Energy and Petroleum Regulatory Authority (EPRA).

Equity has approved the establishment of new insurance units as part of its expansion plans in Kenya and the Democratic Republic of Congo (DRC). In Kenya, the company will create a microinsurance firm with a capital base of Sh192 million. In the DRC, Equity plans to launch a life insurance company with an initial capital of $12 million and a general insurance company with a capital of $13.37 million.

A report from Soko Directory highlights that Kenyan families often prioritize immediate medical treatment over purchasing health insurance, leading to significant expenditures on healthcare. The article suggests that in medical emergencies, the first response is typically a phone call rather than considering financial investments. This behavior reflects a broader hesitation among Kenyans to invest in insurance despite the high costs associated with medical treatment.